I froze my credit report

[LizStreithorst]

Equafax was easy to freeze and was Transunion.  Experian doesn't accept my info for some reason

Have any of you guys frozen yours?  It's a good idea.

[wsantia1]

I didn't do anything. I look at my stuff almost everyday though.

[LizStreithorst]

The danger is since Equifax was hacked and our information is in the hands of who knows who, they would be able to open a new account using your personal info and you wouldn't know about it until a lot of damage was done.

Freezing the report doesn't affect your open lines of credit.  If you get a loan or want a new credit card you'll have to get it unfrozen.  I don't want a loan and I don't want another credit card so for me it was a no brainer.  Equifax and Transunion did it for free.  Experian wants $10 but they don't accept my info for some reason.

[wsantia1]

I'll look into it further. Thanks for the insight.